EduSahara™ Worksheet
Name : Chapter Based Worksheet
Chapter : Banking
Grade : ICSE Grade X
License : Non Commercial Use
Question 1
1.
A person deposits in a Recurring Deposit account for 24 months. If the rate of interest is 8.00% per annum and the bank pays ₹52000.00 on maturity, find how much he deposited each month
  • (i)
    ₹1720.00
  • (ii)
    ₹2080.00
  • (iii)
    ₹2130.00
  • (iv)
    ₹1950.00
  • (v)
    ₹2000.00
Question 2
2.
In a Recurring Deposit Scheme, if principal = ₹500.00 , rate of interest = 10.00% per annum and maturity value ₹16937.50, the number of months =
  • (i)
    27
  • (ii)
    33
  • (iii)
    25
  • (iv)
    35
  • (v)
    30
Question 3
3.
In a Recurring Deposit Scheme, if principal = ₹1700.00, rate of interest = 8.00% per annum and number of terms is 12 months, the maturity value =
  • (i)
    ₹19584.00
  • (ii)
    ₹20784.00
  • (iii)
    ₹22884.00
  • (iv)
    ₹21284.00
  • (v)
    ₹23084.00
Question 4
4.
A person deposited ₹800.00 in a bank for 16 months under a Recurring Deposit Scheme. If the person received ₹12981.33 at the time of maturity, find the rate of interest per annum.
  • (i)
    0.00%
  • (ii)
    2.00%
  • (iii)
    1.00%
  • (iv)
    3.00%
  • (v)
    4.00%
Question 5
5.
A person deposits ₹1200.00 per month under a Recurring Deposit Scheme, interest being calculated at the end of each month. If the rate of interest is 2.00% per annum and the person gets ₹15782.00 at the time of maturity, find the number of months for which the account was held.
  • (i)
    13
  • (ii)
    8
  • (iii)
    10
  • (iv)
    16
  • (v)
    18
Question 6
6.
In a Recurring Deposit Scheme, if maturity value = ₹27855.00 , rate of interest = 4.00% per annum and number of terms is 18 months, the principal =
  • (i)
    ₹1500.00
  • (ii)
    ₹1560.00
  • (iii)
    ₹1370.00
  • (iv)
    ₹1230.00
  • (v)
    ₹1760.00
Question 7
7.
A person deposits ₹1600.00 per month under a Recurring Deposit Scheme, interest being calculated at the end of each month. If the rate of interest is 9.00% per annum and the person gets ₹42000.00 at the time of maturity, find the number of months for which the account was held.
  • (i)
    24
  • (ii)
    21
  • (iii)
    29
  • (iv)
    19
  • (v)
    27
Question 8
8.
A person deposited ₹700.00 in a bank for 19 months under a Recurring Deposit Scheme. If the person received ₹13521.67 at the time of maturity, find the rate of interest per annum.
  • (i)
    1.00%
  • (ii)
    2.00%
  • (iii)
    0.00%
  • (iv)
    3.00%
  • (v)
    4.00%
Question 9
9.
In a Recurring Deposit Scheme, if principal = ₹1500.00 , maturity value = ₹18585.00 and number of terms is 12 months, the rate of interest per annum =
  • (i)
    4.00%
  • (ii)
    8.00%
  • (iii)
    6.00%
  • (iv)
    7.00%
  • (v)
    5.00%
Question 10
10.
    • The following are the details of the savings bank account of a person.
    • Calculate the interest up to the end of
    • October
    • 2025
    • , at
    • 3
    • % per annum
    • Date
      Particulars
      Debit
      Credit
      Balance
      23rd May 2025
      By Balance
      -----
      -----
      ₹1000.00
      2nd Jun 2025
      By Transfer
      -----
      ₹6000.00
      ₹7000.00
      25th Jun 2025
      By Clearing
      -----
      ₹3000.00
      ₹10000.00
      1st Aug 2025
      To Self
      ₹2250.00
      -----
      ₹7750.00
      4th Aug 2025
      By Transfer
      -----
      ₹3375.00
      ₹11125.00
      10th Aug 2025
      By Clearing
      -----
      ₹5063.00
      ₹16188.00
      21st Aug 2025
      By Clearing
      -----
      ₹3797.00
      ₹19985.00
      17th Sep 2025
      To Cash
      ₹9493.00
      -----
      ₹10492.00
      2nd Oct 2025
      To Self
      ₹2373.00
      -----
      ₹8119.00
      8th Oct 2025
      To Cash
      ₹1780.00
      -----
      ₹6339.00
      27th Oct 2025
      By Cheque
      -----
      ₹2670.00
      ₹9009.00
  • (i)
    ₹112.05
  • (ii)
    ₹147.05
  • (iii)
    ₹100.05
  • (iv)
    ₹125.05
  • (v)
    ₹131.05
Question 11
11.
    • The following are the details of the savings bank account of a person.
    • Calculate the rate of interest, if the interest at the end of
    • November
    • 2025
    • is
    • ₹170.50
    • Date
      Particulars
      Debit
      Credit
      Balance
      8th May 2025
      By Balance
      -----
      -----
      ₹1000.00
      18th May 2025
      By Transfer
      -----
      ₹6000.00
      ₹7000.00
      7th Jun 2025
      To Cash
      ₹1500.00
      -----
      ₹5500.00
      17th Jun 2025
      By Clearing
      -----
      ₹2250.00
      ₹7750.00
      27th Jun 2025
      To Self
      ₹1688.00
      -----
      ₹6062.00
      29th Jul 2025
      By Cheque
      -----
      ₹2531.00
      ₹8593.00
      29th Aug 2025
      To Self
      ₹1898.00
      -----
      ₹6695.00
      2nd Oct 2025
      To Cash
      ₹1424.00
      -----
      ₹5271.00
      19th Oct 2025
      To Self
      ₹2136.00
      -----
      ₹3135.00
      4th Nov 2025
      By Cash
      -----
      ₹534.00
      ₹3669.00
      6th Nov 2025
      By Cash
      -----
      ₹1335.00
      ₹5004.00
  • (i)
    4.00%
  • (ii)
    5.00%
  • (iii)
    7.00%
  • (iv)
    8.00%
  • (v)
    6.00%
Question 12
12.
In a Recurring Deposit Scheme, if principal = ₹900.00 , rate of interest = 7.00% per annum and maturity value ₹35896.50, the number of months =
  • (i)
    36
  • (ii)
    33
  • (iii)
    39
  • (iv)
    31
  • (v)
    41
Question 13
13.
In a Recurring Deposit Scheme, if principal = ₹900.00, rate of interest = 4.00% per annum and number of terms is 6 months, the maturity value =
  • (i)
    ₹5283.00
  • (ii)
    ₹5593.00
  • (iii)
    ₹5463.00
  • (iv)
    ₹5303.00
  • (v)
    ₹5733.00
Question 14
14.
    • The following are the details of the savings bank account of a person.
    • Calculate the interest up to the end of
    • December
    • 2025
    • , at
    • 2
    • % per annum
    • Date
      Particulars
      Debit
      Credit
      Balance
      8th Jun 2025
      By Balance
      -----
      -----
      ₹1000.00
      18th Jun 2025
      By Cash
      -----
      ₹7000.00
      ₹8000.00
      19th Jun 2025
      By Cheque
      -----
      ₹1750.00
      ₹9750.00
      26th Jul 2025
      By Cheque
      -----
      ₹4375.00
      ₹14125.00
      29th Aug 2025
      To Cash
      ₹6563.00
      -----
      ₹7562.00
      11th Sep 2025
      To Self
      ₹3281.00
      -----
      ₹4281.00
      27th Sep 2025
      To Cash
      ₹1641.00
      -----
      ₹2640.00
      24th Oct 2025
      By Clearing
      -----
      ₹410.00
      ₹3050.00
      31st Oct 2025
      To Cash
      ₹1025.00
      -----
      ₹2025.00
      5th Dec 2025
      To Self
      ₹513.00
      -----
      ₹1512.00
      19th Dec 2025
      To Self
      ₹256.00
      -----
      ₹1256.00
  • (i)
    ₹43.78
  • (ii)
    ₹46.78
  • (iii)
    ₹38.78
  • (iv)
    ₹48.78
  • (v)
    ₹40.78
Question 15
15.
A person deposits in a Recurring Deposit account for 17 months. If the rate of interest is 2.00% per annum and the bank pays ₹17255.00 on maturity, find how much he deposited each month
  • (i)
    ₹1250.00
  • (ii)
    ₹760.00
  • (iii)
    ₹1000.00
  • (iv)
    ₹1020.00
  • (v)
    ₹920.00
Question 16
16.
A person deposited ₹1000.00 in a bank for 27 months under a Recurring Deposit Scheme. What will be the maturity value of his deposits, if the rate of interest is 4.00% per annum and interest is calculated at the end of each month.
  • (i)
    ₹30660.00
  • (ii)
    ₹29560.00
  • (iii)
    ₹28260.00
  • (iv)
    ₹27860.00
  • (v)
    ₹26460.00
Question 17
17.
    • The following are the details of the savings bank account of a person.
    • Calculate the rate of interest, if the interest at the end of
    • November
    • 2025
    • is
    • ₹61.33
    • Date
      Particulars
      Debit
      Credit
      Balance
      30th May 2025
      By Balance
      -----
      -----
      ₹1000.00
      9th Jun 2025
      By Clearing
      -----
      ₹12000.00
      ₹13000.00
      12th Jun 2025
      To Cheque
      ₹6000.00
      -----
      ₹7000.00
      20th Jun 2025
      To Cheque
      ₹3000.00
      -----
      ₹4000.00
      27th Jun 2025
      To Cheque
      ₹750.00
      -----
      ₹3250.00
      3rd Aug 2025
      To Cheque
      ₹563.00
      -----
      ₹2687.00
      1st Sep 2025
      By Cash
      -----
      ₹844.00
      ₹3531.00
      17th Sep 2025
      By Clearing
      -----
      ₹1266.00
      ₹4797.00
      8th Oct 2025
      To Cash
      ₹1899.00
      -----
      ₹2898.00
      1st Nov 2025
      By Transfer
      -----
      ₹475.00
      ₹3373.00
      28th Nov 2025
      To Self
      ₹593.00
      -----
      ₹2780.00
  • (i)
    2.00%
  • (ii)
    6.00%
  • (iii)
    4.00%
  • (iv)
    3.00%
  • (v)
    5.00%
Question 18
18.
A person deposited ₹500.00 in a bank for 20 months under a Recurring Deposit Scheme. What will be the maturity value of his deposits, if the rate of interest is 3.00% per annum and interest is calculated at the end of each month.
  • (i)
    ₹11562.50
  • (ii)
    ₹8462.50
  • (iii)
    ₹11662.50
  • (iv)
    ₹8762.50
  • (v)
    ₹10262.50
Question 19
19.
A person deposited ₹1500.00 in a bank for 16 months under a Recurring Deposit Scheme. If the person received ₹25530.00 at the time of maturity, find the rate of interest per annum.
  • (i)
    11.00%
  • (ii)
    8.00%
  • (iii)
    9.00%
  • (iv)
    10.00%
  • (v)
    7.00%
Question 20
20.
In a Recurring Deposit Scheme, if maturity value = ₹22627.50 , rate of interest = 6.00% per annum and number of terms is 30 months, the principal =
  • (i)
    ₹705.00
  • (ii)
    ₹692.00
  • (iii)
    ₹700.00
  • (iv)
    ₹676.00
  • (v)
    ₹712.00
Question 21
21.
    • The following are the details of the savings bank account of a person.
    • Calculate the interest up to the end of
    • January
    • 2026
    • , at
    • 5
    • % per annum
    • Date
      Particulars
      Debit
      Credit
      Balance
      10th May 2025
      By Balance
      -----
      -----
      ₹1000.00
      20th May 2025
      By Cheque
      -----
      ₹13000.00
      ₹14000.00
      28th May 2025
      To Cheque
      ₹6500.00
      -----
      ₹7500.00
      13th Jun 2025
      To Cheque
      ₹3250.00
      -----
      ₹4250.00
      13th Jul 2025
      By Transfer
      -----
      ₹1625.00
      ₹5875.00
      2nd Aug 2025
      By Cheque
      -----
      ₹1219.00
      ₹7094.00
      23rd Aug 2025
      By Clearing
      -----
      ₹3047.00
      ₹10141.00
      29th Sep 2025
      To Cheque
      ₹2285.00
      -----
      ₹7856.00
      4th Nov 2025
      To Cheque
      ₹1714.00
      -----
      ₹6142.00
      10th Dec 2025
      To Cheque
      ₹1286.00
      -----
      ₹4856.00
      3rd Jan 2026
      By Cash
      -----
      ₹964.00
      ₹5820.00
  • (i)
    ₹196.71
  • (ii)
    ₹228.71
  • (iii)
    ₹190.71
  • (iv)
    ₹206.71
  • (v)
    ₹204.71
Question 22
22.
In a Recurring Deposit Scheme, if principal = ₹700.00, rate of interest = 5.00% per annum and number of terms is 36 months, the maturity value =
  • (i)
    ₹27442.50
  • (ii)
    ₹25642.50
  • (iii)
    ₹26542.50
  • (iv)
    ₹27142.50
  • (v)
    ₹28342.50
Question 23
23.
In a Recurring Deposit Scheme, if principal = ₹600.00 , maturity value = ₹14850.00 and number of terms is 24 months, the rate of interest per annum =
  • (i)
    2.00%
  • (ii)
    1.00%
  • (iii)
    5.00%
  • (iv)
    3.00%
  • (v)
    4.00%
Question 24
24.
In a Recurring Deposit Scheme, if maturity value = ₹51500.00 , rate of interest = 7.00% per annum and number of terms is 24 months, the principal =
  • (i)
    ₹2000.00
  • (ii)
    ₹1950.00
  • (iii)
    ₹2160.00
  • (iv)
    ₹2070.00
  • (v)
    ₹1720.00
Question 25
25.
A person deposited ₹1500.00 in a bank for 16 months under a Recurring Deposit Scheme. What will be the maturity value of his deposits, if the rate of interest is 3.00% per annum and interest is calculated at the end of each month.
  • (i)
    ₹26210.00
  • (ii)
    ₹22010.00
  • (iii)
    ₹22910.00
  • (iv)
    ₹25110.00
  • (v)
    ₹24510.00
    Assignment Key
  •  1) (v)
  •  2) (v)
  •  3) (iv)
  •  4) (ii)
  •  5) (i)
  •  6) (i)
  •  7) (i)
  •  8) (ii)
  •  9) (iii)
  •  10) (iv)
  •  11) (v)
  •  12) (i)
  •  13) (iii)
  •  14) (i)
  •  15) (iii)
  •  16) (iii)
  •  17) (iii)
  •  18) (v)
  •  19) (iii)
  •  20) (iii)
  •  21) (v)
  •  22) (iv)
  •  23) (iv)
  •  24) (i)
  •  25) (v)