EduSahara™ Worksheet
Name : Chapter Based Worksheet
Chapter : Banking
Grade : ICSE Grade X
License : Non Commercial Use
Question 1
1.
A person deposited ₹1400.00 in a bank for 10 months under a Recurring Deposit Scheme. What will be the maturity value of his deposits, if the rate of interest is 5.00% per annum and interest is calculated at the end of each month.
  • (i)
    ₹13020.83
  • (ii)
    ₹15820.83
  • (iii)
    ₹14320.83
  • (iv)
    ₹15720.83
  • (v)
    ₹14120.83
Question 2
2.
A person deposits in a Recurring Deposit account for 15 months. If the rate of interest is 2.00% per annum and the bank pays ₹28880.00 on maturity, find how much he deposited each month
  • (i)
    ₹2030.00
  • (ii)
    ₹1820.00
  • (iii)
    ₹1900.00
  • (iv)
    ₹1660.00
  • (v)
    ₹2040.00
Question 3
3.
A person deposits in a Recurring Deposit account for 19 months. If the rate of interest is 2.00% per annum and the bank pays ₹30906.67 on maturity, find how much he deposited each month
  • (i)
    ₹1760.00
  • (ii)
    ₹1620.00
  • (iii)
    ₹1470.00
  • (iv)
    ₹1560.00
  • (v)
    ₹1600.00
Question 4
4.
A person deposits ₹800.00 per month under a Recurring Deposit Scheme, interest being calculated at the end of each month. If the rate of interest is 9.00% per annum and the person gets ₹16340.00 at the time of maturity, find the number of months for which the account was held.
  • (i)
    22
  • (ii)
    14
  • (iii)
    24
  • (iv)
    19
  • (v)
    16
Question 5
5.
    • The following are the details of the savings bank account of a person.
    • Calculate the interest up to the end of
    • September
    • 2025
    • , at
    • 2
    • % per annum
    • Date
      Particulars
      Debit
      Credit
      Balance
      1st Mar 2025
      By Balance
      -----
      -----
      ₹1000.00
      11th Mar 2025
      By Cash
      -----
      ₹12000.00
      ₹13000.00
      4th Apr 2025
      By Cash
      -----
      ₹3000.00
      ₹16000.00
      2nd May 2025
      By Cheque
      -----
      ₹3750.00
      ₹19750.00
      11th Jun 2025
      By Transfer
      -----
      ₹9375.00
      ₹29125.00
      18th Jun 2025
      To Cash
      ₹14063.00
      -----
      ₹15062.00
      20th Jul 2025
      To Self
      ₹7031.00
      -----
      ₹8031.00
      23rd Jul 2025
      By Cash
      -----
      ₹3516.00
      ₹11547.00
      23rd Aug 2025
      By Cash
      -----
      ₹2637.00
      ₹14184.00
      1st Sep 2025
      To Cash
      ₹6592.00
      -----
      ₹7592.00
      25th Sep 2025
      To Cheque
      ₹1648.00
      -----
      ₹5944.00
  • (i)
    ₹132.88
  • (ii)
    ₹143.88
  • (iii)
    ₹111.88
  • (iv)
    ₹128.88
Question 6
6.
A person deposited ₹2000.00 in a bank for 18 months under a Recurring Deposit Scheme. If the person received ₹37710.00 at the time of maturity, find the rate of interest per annum.
  • (i)
    7.00%
  • (ii)
    8.00%
  • (iii)
    6.00%
  • (iv)
    5.00%
  • (v)
    4.00%
Question 7
7.
In a Recurring Deposit Scheme, if principal = ₹700.00, rate of interest = 8.00% per annum and number of terms is 24 months, the maturity value =
  • (i)
    ₹19500.00
  • (ii)
    ₹16600.00
  • (iii)
    ₹17700.00
  • (iv)
    ₹18200.00
  • (v)
    ₹19400.00
Question 8
8.
A person deposited ₹1100.00 in a bank for 15 months under a Recurring Deposit Scheme. If the person received ₹17490.00 at the time of maturity, find the rate of interest per annum.
  • (i)
    11.00%
  • (ii)
    9.00%
  • (iii)
    10.00%
  • (iv)
    8.00%
  • (v)
    7.00%
Question 9
9.
    • The following are the details of the savings bank account of a person.
    • Calculate the rate of interest, if the interest at the end of
    • October
    • 2025
    • is
    • ₹197.00
    • Date
      Particulars
      Debit
      Credit
      Balance
      2nd Mar 2025
      By Balance
      -----
      -----
      ₹1000.00
      12th Mar 2025
      By Cheque
      -----
      ₹8000.00
      ₹9000.00
      16th Apr 2025
      To Self
      ₹4000.00
      -----
      ₹5000.00
      19th May 2025
      By Cheque
      -----
      ₹2000.00
      ₹7000.00
      2nd Jun 2025
      To Cash
      ₹1500.00
      -----
      ₹5500.00
      5th Jul 2025
      By Cheque
      -----
      ₹1125.00
      ₹6625.00
      10th Jul 2025
      By Clearing
      -----
      ₹1406.00
      ₹8031.00
      25th Jul 2025
      To Self
      ₹3516.00
      -----
      ₹4515.00
      27th Aug 2025
      By Clearing
      -----
      ₹1758.00
      ₹6273.00
      29th Sep 2025
      By Cheque
      -----
      ₹1318.00
      ₹7591.00
      19th Oct 2025
      By Cheque
      -----
      ₹3296.00
      ₹10887.00
  • (i)
    8.00%
  • (ii)
    5.00%
  • (iii)
    7.00%
  • (iv)
    4.00%
  • (v)
    6.00%
Question 10
10.
    • The following are the details of the savings bank account of a person.
    • Calculate the rate of interest, if the interest at the end of
    • September
    • 2025
    • is
    • ₹70.75
    • Date
      Particulars
      Debit
      Credit
      Balance
      5th Mar 2025
      By Balance
      -----
      -----
      ₹1000.00
      15th Mar 2025
      By Clearing
      -----
      ₹5000.00
      ₹6000.00
      28th Mar 2025
      To Cash
      ₹1250.00
      -----
      ₹4750.00
      15th Apr 2025
      By Clearing
      -----
      ₹1875.00
      ₹6625.00
      29th Apr 2025
      To Cash
      ₹2813.00
      -----
      ₹3812.00
      28th May 2025
      To Cash
      ₹703.00
      -----
      ₹3109.00
      7th Jul 2025
      To Cheque
      ₹1055.00
      -----
      ₹2054.00
      15th Aug 2025
      To Cash
      ₹264.00
      -----
      ₹1790.00
      29th Aug 2025
      By Clearing
      -----
      ₹395.00
      ₹2185.00
      10th Sep 2025
      By Cash
      -----
      ₹296.00
      ₹2481.00
      12th Sep 2025
      To Cash
      ₹370.00
      -----
      ₹2111.00
  • (i)
    4.00%
  • (ii)
    5.00%
  • (iii)
    3.00%
  • (iv)
    6.00%
  • (v)
    7.00%
Question 11
11.
    • The following are the details of the savings bank account of a person.
    • Calculate the interest up to the end of
    • August
    • 2025
    • , at
    • 2
    • % per annum
    • Date
      Particulars
      Debit
      Credit
      Balance
      5th Mar 2025
      By Balance
      -----
      -----
      ₹1000.00
      15th Mar 2025
      By Cash
      -----
      ₹10000.00
      ₹11000.00
      21st Apr 2025
      By Cheque
      -----
      ₹2500.00
      ₹13500.00
      16th May 2025
      To Cash
      ₹3125.00
      -----
      ₹10375.00
      20th May 2025
      To Cheque
      ₹2344.00
      -----
      ₹8031.00
      15th Jun 2025
      By Clearing
      -----
      ₹1758.00
      ₹9789.00
      4th Jul 2025
      To Cheque
      ₹2197.00
      -----
      ₹7592.00
      16th Jul 2025
      To Cheque
      ₹3296.00
      -----
      ₹4296.00
      24th Jul 2025
      By Cash
      -----
      ₹824.00
      ₹5120.00
      6th Aug 2025
      To Self
      ₹1030.00
      -----
      ₹4090.00
      14th Aug 2025
      To Cash
      ₹1545.00
      -----
      ₹2545.00
  • (i)
    ₹61.18
  • (ii)
    ₹58.18
  • (iii)
    ₹63.18
  • (iv)
    ₹55.18
  • (v)
    ₹53.18
Question 12
12.
In a Recurring Deposit Scheme, if principal = ₹1500.00 , rate of interest = 3.00% per annum and maturity value ₹9078.75, the number of months =
  • (i)
    5
  • (ii)
    6
  • (iii)
    7
  • (iv)
    8
  • (v)
    4
Question 13
13.
In a Recurring Deposit Scheme, if principal = ₹1500.00 , rate of interest = 9.00% per annum and maturity value ₹61492.50, the number of months =
  • (i)
    39
  • (ii)
    36
  • (iii)
    33
  • (iv)
    41
  • (v)
    31
Question 14
14.
In a Recurring Deposit Scheme, if principal = ₹1300.00, rate of interest = 10.00% per annum and number of terms is 18 months, the maturity value =
  • (i)
    ₹26852.50
  • (ii)
    ₹23552.50
  • (iii)
    ₹27052.50
  • (iv)
    ₹25252.50
  • (v)
    ₹22452.50
Question 15
15.
A person deposited ₹1500.00 in a bank for 12 months under a Recurring Deposit Scheme. What will be the maturity value of his deposits, if the rate of interest is 6.00% per annum and interest is calculated at the end of each month.
  • (i)
    ₹18285.00
  • (ii)
    ₹15785.00
  • (iii)
    ₹18585.00
  • (iv)
    ₹20185.00
  • (v)
    ₹19885.00
Question 16
16.
A person deposits ₹1800.00 per month under a Recurring Deposit Scheme, interest being calculated at the end of each month. If the rate of interest is 5.00% per annum and the person gets ₹53445.00 at the time of maturity, find the number of months for which the account was held.
  • (i)
    23
  • (ii)
    33
  • (iii)
    25
  • (iv)
    28
  • (v)
    31
Question 17
17.
A person deposits ₹900.00 per month under a Recurring Deposit Scheme, interest being calculated at the end of each month. If the rate of interest is 9.00% per annum and the person gets ₹13308.75 at the time of maturity, find the number of months for which the account was held.
  • (i)
    14
  • (ii)
    19
  • (iii)
    11
  • (iv)
    17
  • (v)
    9
Question 18
18.
In a Recurring Deposit Scheme, if maturity value = ₹12315.00 , rate of interest = 9.00% per annum and number of terms is 6 months, the principal =
  • (i)
    ₹2000.00
  • (ii)
    ₹2040.00
  • (iii)
    ₹1840.00
  • (iv)
    ₹1980.00
  • (v)
    ₹2170.00
Question 19
19.
In a Recurring Deposit Scheme, if principal = ₹1800.00 , maturity value = ₹22185.00 and number of terms is 12 months, the rate of interest per annum =
  • (i)
    7.00%
  • (ii)
    6.00%
  • (iii)
    5.00%
  • (iv)
    3.00%
  • (v)
    4.00%
Question 20
20.
In a Recurring Deposit Scheme, if maturity value = ₹40000.00 , rate of interest = 4.00% per annum and number of terms is 24 months, the principal =
  • (i)
    ₹1340.00
  • (ii)
    ₹1750.00
  • (iii)
    ₹1600.00
  • (iv)
    ₹1580.00
  • (v)
    ₹1760.00
Question 21
21.
    • The following are the details of the savings bank account of a person.
    • Calculate the interest up to the end of
    • August
    • 2025
    • , at
    • 4
    • % per annum
    • Date
      Particulars
      Debit
      Credit
      Balance
      18th Feb 2025
      By Balance
      -----
      -----
      ₹1000.00
      28th Feb 2025
      By Cash
      -----
      ₹2000.00
      ₹3000.00
      9th Mar 2025
      By Clearing
      -----
      ₹500.00
      ₹3500.00
      18th Apr 2025
      To Cheque
      ₹1250.00
      -----
      ₹2250.00
      24th Apr 2025
      By Cash
      -----
      ₹313.00
      ₹2563.00
      23rd May 2025
      By Clearing
      -----
      ₹391.00
      ₹2954.00
      2nd Jun 2025
      By Clearing
      -----
      ₹977.00
      ₹3931.00
      4th Jul 2025
      To Cash
      ₹733.00
      -----
      ₹3198.00
      25th Jul 2025
      By Cheque
      -----
      ₹550.00
      ₹3748.00
      27th Jul 2025
      To Self
      ₹687.00
      -----
      ₹3061.00
      13th Aug 2025
      To Self
      ₹1031.00
      -----
      ₹2030.00
  • (i)
    ₹60.77
  • (ii)
    ₹54.77
  • (iii)
    ₹62.77
  • (iv)
    ₹52.77
  • (v)
    ₹57.77
Question 22
22.
In a Recurring Deposit Scheme, if maturity value = ₹31550.00 , rate of interest = 4.00% per annum and number of terms is 30 months, the principal =
  • (i)
    ₹880.00
  • (ii)
    ₹920.00
  • (iii)
    ₹1250.00
  • (iv)
    ₹1070.00
  • (v)
    ₹1000.00
Question 23
23.
A person deposited ₹2000.00 in a bank for 18 months under a Recurring Deposit Scheme. If the person received ₹37710.00 at the time of maturity, find the rate of interest per annum.
  • (i)
    7.00%
  • (ii)
    5.00%
  • (iii)
    8.00%
  • (iv)
    6.00%
  • (v)
    4.00%
Question 24
24.
A person deposited ₹500.00 in a bank for 12 months under a Recurring Deposit Scheme. What will be the maturity value of his deposits, if the rate of interest is 3.00% per annum and interest is calculated at the end of each month.
  • (i)
    ₹5867.50
  • (ii)
    ₹6317.50
  • (iii)
    ₹6097.50
  • (iv)
    ₹6047.50
  • (v)
    ₹6137.50
Question 25
25.
In a Recurring Deposit Scheme, if principal = ₹1800.00 , maturity value = ₹22185.00 and number of terms is 12 months, the rate of interest per annum =
  • (i)
    5.00%
  • (ii)
    3.00%
  • (iii)
    7.00%
  • (iv)
    6.00%
  • (v)
    4.00%
    Assignment Key
  •  1) (iii)
  •  2) (iii)
  •  3) (v)
  •  4) (iv)
  •  5) (iv)
  •  6) (iii)
  •  7) (iv)
  •  8) (ii)
  •  9) (v)
  •  10) (ii)
  •  11) (ii)
  •  12) (ii)
  •  13) (ii)
  •  14) (iv)
  •  15) (iii)
  •  16) (iv)
  •  17) (i)
  •  18) (i)
  •  19) (iii)
  •  20) (iii)
  •  21) (v)
  •  22) (v)
  •  23) (iv)
  •  24) (iii)
  •  25) (i)