EduSahara™ Worksheet
Name : Chapter Based Worksheet
Chapter : Banking
Grade : ICSE Grade X
License : Non Commercial Use
Question 1
1.
In a Recurring Deposit Scheme, if maturity value = ₹43873.50 , rate of interest = 7.00% per annum and number of terms is 36 months, the principal =
  • (i)
    ₹1100.00
  • (ii)
    ₹840.00
  • (iii)
    ₹1020.00
  • (iv)
    ₹1250.00
  • (v)
    ₹1130.00
Question 2
2.
    • The following are the details of the savings bank account of a person.
    • Calculate the rate of interest, if the interest at the end of
    • January
    • 2026
    • is
    • ₹55.02
    • Date
      Particulars
      Debit
      Credit
      Balance
      29th Jul 2025
      By Balance
      -----
      -----
      ₹1000.00
      8th Aug 2025
      By Cash
      -----
      ₹8000.00
      ₹9000.00
      11th Sep 2025
      To Cheque
      ₹2000.00
      -----
      ₹7000.00
      29th Sep 2025
      To Self
      ₹1500.00
      -----
      ₹5500.00
      15th Oct 2025
      To Self
      ₹1125.00
      -----
      ₹4375.00
      30th Oct 2025
      To Self
      ₹1688.00
      -----
      ₹2687.00
      6th Nov 2025
      By Transfer
      -----
      ₹422.00
      ₹3109.00
      16th Nov 2025
      To Cheque
      ₹1055.00
      -----
      ₹2054.00
      29th Nov 2025
      To Cheque
      ₹264.00
      -----
      ₹1790.00
      14th Dec 2025
      To Cash
      ₹198.00
      -----
      ₹1592.00
      4th Jan 2026
      To Cash
      ₹148.00
      -----
      ₹1444.00
  • (i)
    3.00%
  • (ii)
    1.00%
  • (iii)
    2.00%
  • (iv)
    5.00%
  • (v)
    4.00%
Question 3
3.
A person deposited ₹2000.00 in a bank for 14 months under a Recurring Deposit Scheme. If the person received ₹29225.00 at the time of maturity, find the rate of interest per annum.
  • (i)
    6.00%
  • (ii)
    7.00%
  • (iii)
    9.00%
  • (iv)
    5.00%
  • (v)
    8.00%
Question 4
4.
    • The following are the details of the savings bank account of a person.
    • Calculate the rate of interest, if the interest at the end of
    • March
    • 2026
    • is
    • ₹182.60
    • Date
      Particulars
      Debit
      Credit
      Balance
      25th Jul 2025
      By Balance
      -----
      -----
      ₹1000.00
      4th Aug 2025
      By Clearing
      -----
      ₹14000.00
      ₹15000.00
      14th Aug 2025
      To Cash
      ₹3500.00
      -----
      ₹11500.00
      21st Aug 2025
      By Cheque
      -----
      ₹2625.00
      ₹14125.00
      24th Sep 2025
      To Self
      ₹3281.00
      -----
      ₹10844.00
      23rd Oct 2025
      By Clearing
      -----
      ₹4922.00
      ₹15766.00
      16th Nov 2025
      To Cash
      ₹7383.00
      -----
      ₹8383.00
      26th Dec 2025
      To Cash
      ₹3692.00
      -----
      ₹4691.00
      8th Jan 2026
      To Cheque
      ₹923.00
      -----
      ₹3768.00
      15th Feb 2026
      To Cash
      ₹1384.00
      -----
      ₹2384.00
      25th Mar 2026
      By Clearing
      -----
      ₹346.00
      ₹2730.00
  • (i)
    6.00%
  • (ii)
    3.00%
  • (iii)
    2.00%
  • (iv)
    5.00%
  • (v)
    4.00%
Question 5
5.
In a Recurring Deposit Scheme, if principal = ₹1300.00 , maturity value = ₹24511.50 and number of terms is 18 months, the rate of interest per annum =
  • (i)
    6.00%
  • (ii)
    8.00%
  • (iii)
    5.00%
  • (iv)
    7.00%
  • (v)
    4.00%
Question 6
6.
A person deposits in a Recurring Deposit account for 22 months. If the rate of interest is 10.00% per annum and the bank pays ₹28930.00 on maturity, find how much he deposited each month
  • (i)
    ₹1060.00
  • (ii)
    ₹1200.00
  • (iii)
    ₹1330.00
  • (iv)
    ₹1450.00
  • (v)
    ₹940.00
Question 7
7.
In a Recurring Deposit Scheme, if principal = ₹1200.00 , rate of interest = 8.00% per annum and maturity value ₹22968.00, the number of months =
  • (i)
    15
  • (ii)
    18
  • (iii)
    23
  • (iv)
    13
  • (v)
    21
Question 8
8.
In a Recurring Deposit Scheme, if principal = ₹1700.00 , rate of interest = 4.00% per annum and maturity value ₹20842.00, the number of months =
  • (i)
    15
  • (ii)
    7
  • (iii)
    12
  • (iv)
    17
  • (v)
    9
Question 9
9.
A person deposited ₹2000.00 in a bank for 14 months under a Recurring Deposit Scheme. What will be the maturity value of his deposits, if the rate of interest is 2.00% per annum and interest is calculated at the end of each month.
  • (i)
    ₹27550.00
  • (ii)
    ₹28350.00
  • (iii)
    ₹31050.00
  • (iv)
    ₹26050.00
  • (v)
    ₹28750.00
Question 10
10.
A person deposited ₹1900.00 in a bank for 28 months under a Recurring Deposit Scheme. If the person received ₹57699.83 at the time of maturity, find the rate of interest per annum.
  • (i)
    9.00%
  • (ii)
    7.00%
  • (iii)
    6.00%
  • (iv)
    5.00%
  • (v)
    8.00%
Question 11
11.
In a Recurring Deposit Scheme, if maturity value = ₹40400.00 , rate of interest = 5.00% per annum and number of terms is 24 months, the principal =
  • (i)
    ₹1450.00
  • (ii)
    ₹1840.00
  • (iii)
    ₹1730.00
  • (iv)
    ₹1600.00
  • (v)
    ₹1570.00
Question 12
12.
A person deposits ₹1500.00 per month under a Recurring Deposit Scheme, interest being calculated at the end of each month. If the rate of interest is 10.00% per annum and the person gets ₹29137.50 at the time of maturity, find the number of months for which the account was held.
  • (i)
    15
  • (ii)
    18
  • (iii)
    23
  • (iv)
    21
  • (v)
    13
Question 13
13.
A person deposited ₹1800.00 in a bank for 14 months under a Recurring Deposit Scheme. What will be the maturity value of his deposits, if the rate of interest is 10.00% per annum and interest is calculated at the end of each month.
  • (i)
    ₹28175.00
  • (ii)
    ₹23975.00
  • (iii)
    ₹26775.00
  • (iv)
    ₹29275.00
  • (v)
    ₹26475.00
Question 14
14.
In a Recurring Deposit Scheme, if principal = ₹1600.00 , maturity value = ₹19408.00 and number of terms is 12 months, the rate of interest per annum =
  • (i)
    1.00%
  • (ii)
    3.00%
  • (iii)
    4.00%
  • (iv)
    2.00%
  • (v)
    0.00%
Question 15
15.
A person deposits ₹1900.00 per month under a Recurring Deposit Scheme, interest being calculated at the end of each month. If the rate of interest is 9.00% per annum and the person gets ₹47633.00 at the time of maturity, find the number of months for which the account was held.
  • (i)
    20
  • (ii)
    23
  • (iii)
    28
  • (iv)
    26
  • (v)
    18
Question 16
16.
In a Recurring Deposit Scheme, if principal = ₹700.00, rate of interest = 7.00% per annum and number of terms is 30 months, the maturity value =
  • (i)
    ₹20698.75
  • (ii)
    ₹24498.75
  • (iii)
    ₹21598.75
  • (iv)
    ₹22898.75
  • (v)
    ₹25698.75
Question 17
17.
A person deposits in a Recurring Deposit account for 18 months. If the rate of interest is 10.00% per annum and the bank pays ₹36907.50 on maturity, find how much he deposited each month
  • (i)
    ₹1980.00
  • (ii)
    ₹1850.00
  • (iii)
    ₹1760.00
  • (iv)
    ₹1900.00
  • (v)
    ₹2180.00
Question 18
18.
A person deposited ₹1400.00 in a bank for 26 months under a Recurring Deposit Scheme. What will be the maturity value of his deposits, if the rate of interest is 7.00% per annum and interest is calculated at the end of each month.
  • (i)
    ₹37466.50
  • (ii)
    ₹39266.50
  • (iii)
    ₹41966.50
  • (iv)
    ₹40866.50
  • (v)
    ₹38766.50
Question 19
19.
    • The following are the details of the savings bank account of a person.
    • Calculate the interest up to the end of
    • January
    • 2026
    • , at
    • 4
    • % per annum
    • Date
      Particulars
      Debit
      Credit
      Balance
      9th Jul 2025
      By Balance
      -----
      -----
      ₹1000.00
      19th Jul 2025
      By Cash
      -----
      ₹6000.00
      ₹7000.00
      30th Jul 2025
      By Cash
      -----
      ₹3000.00
      ₹10000.00
      3rd Sep 2025
      By Clearing
      -----
      ₹2250.00
      ₹12250.00
      22nd Sep 2025
      By Clearing
      -----
      ₹5625.00
      ₹17875.00
      28th Sep 2025
      By Cash
      -----
      ₹8438.00
      ₹26313.00
      27th Oct 2025
      To Cheque
      ₹12657.00
      -----
      ₹13656.00
      20th Nov 2025
      By Cheque
      -----
      ₹3164.00
      ₹16820.00
      9th Dec 2025
      To Self
      ₹7910.00
      -----
      ₹8910.00
      3rd Jan 2026
      To Cash
      ₹3955.00
      -----
      ₹4955.00
      7th Jan 2026
      To Cheque
      ₹989.00
      -----
      ₹3966.00
  • (i)
    ₹208.50
  • (ii)
    ₹236.50
  • (iii)
    ₹223.50
  • (iv)
    ₹211.50
  • (v)
    ₹188.50
Question 20
20.
A person deposits ₹1000.00 per month under a Recurring Deposit Scheme, interest being calculated at the end of each month. If the rate of interest is 2.00% per annum and the person gets ₹19316.67 at the time of maturity, find the number of months for which the account was held.
  • (i)
    14
  • (ii)
    16
  • (iii)
    22
  • (iv)
    19
  • (v)
    24
Question 21
21.
A person deposited ₹1100.00 in a bank for 15 months under a Recurring Deposit Scheme. If the person received ₹17600.00 at the time of maturity, find the rate of interest per annum.
  • (i)
    10.00%
  • (ii)
    13.00%
  • (iii)
    15.00%
  • (iv)
    7.00%
  • (v)
    5.00%
Question 22
22.
    • The following are the details of the savings bank account of a person.
    • Calculate the interest up to the end of
    • April
    • 2026
    • , at
    • 6
    • % per annum
    • Date
      Particulars
      Debit
      Credit
      Balance
      5th Jul 2025
      By Balance
      -----
      -----
      ₹1000.00
      15th Jul 2025
      By Transfer
      -----
      ₹9000.00
      ₹10000.00
      5th Aug 2025
      To Cheque
      ₹4500.00
      -----
      ₹5500.00
      13th Aug 2025
      By Clearing
      -----
      ₹1125.00
      ₹6625.00
      19th Sep 2025
      To Cheque
      ₹2813.00
      -----
      ₹3812.00
      27th Oct 2025
      To Cash
      ₹1406.00
      -----
      ₹2406.00
      2nd Dec 2025
      By Cheque
      -----
      ₹352.00
      ₹2758.00
      8th Jan 2026
      By Cheque
      -----
      ₹879.00
      ₹3637.00
      6th Feb 2026
      By Cash
      -----
      ₹1319.00
      ₹4956.00
      1st Mar 2026
      To Cash
      ₹989.00
      -----
      ₹3967.00
      4th Apr 2026
      By Cash
      -----
      ₹742.00
      ₹4709.00
  • (i)
    ₹158.85
  • (ii)
    ₹199.85
  • (iii)
    ₹175.85
  • (iv)
    ₹191.85
  • (v)
    ₹172.85
Question 23
23.
In a Recurring Deposit Scheme, if principal = ₹600.00 , rate of interest = 8.00% per annum and maturity value ₹11484.00, the number of months =
  • (i)
    21
  • (ii)
    15
  • (iii)
    23
  • (iv)
    13
  • (v)
    18
Question 24
24.
In a Recurring Deposit Scheme, if principal = ₹2000.00, rate of interest = 6.00% per annum and number of terms is 24 months, the maturity value =
  • (i)
    ₹51000.00
  • (ii)
    ₹51500.00
  • (iii)
    ₹52200.00
  • (iv)
    ₹49600.00
  • (v)
    ₹50200.00
Question 25
25.
In a Recurring Deposit Scheme, if principal = ₹1800.00 , maturity value = ₹22770.00 and number of terms is 12 months, the rate of interest per annum =
  • (i)
    7.00%
  • (ii)
    15.00%
  • (iii)
    5.00%
  • (iv)
    10.00%
  • (v)
    13.00%
    Assignment Key

  •  1) (i)
  •  2) (i)
  •  3) (ii)
  •  4) (v)
  •  5) (i)
  •  6) (ii)
  •  7) (ii)
  •  8) (iii)
  •  9) (ii)
  •  10) (ii)
  •  11) (iv)
  •  12) (ii)
  •  13) (iii)
  •  14) (iv)
  •  15) (ii)
  •  16) (iv)
  •  17) (iv)
  •  18) (ii)
  •  19) (iv)
  •  20) (iv)
  •  21) (i)
  •  22) (iii)
  •  23) (v)
  •  24) (i)
  •  25) (iv)