EduSahara™ Worksheet
Name : Chapter Based Worksheet
Chapter : Banking
Grade : ICSE Grade X
License : Non Commercial Use
Question 1
1.
A person deposits in a Recurring Deposit account for 17 months. If the rate of interest is 4.00% per annum and the bank pays ₹29767.00 on maturity, find how much he deposited each month
  • (i)
    ₹1700.00
  • (ii)
    ₹1580.00
  • (iii)
    ₹1430.00
  • (iv)
    ₹1840.00
  • (v)
    ₹1850.00
Question 2
2.
A person deposits ₹900.00 per month under a Recurring Deposit Scheme, interest being calculated at the end of each month. If the rate of interest is 9.00% per annum and the person gets ₹20459.25 at the time of maturity, find the number of months for which the account was held.
  • (i)
    26
  • (ii)
    21
  • (iii)
    24
  • (iv)
    16
  • (v)
    18
Question 3
3.
A person deposits in a Recurring Deposit account for 15 months. If the rate of interest is 4.00% per annum and the bank pays ₹9240.00 on maturity, find how much he deposited each month
  • (i)
    ₹626.00
  • (ii)
    ₹602.00
  • (iii)
    ₹585.00
  • (iv)
    ₹600.00
  • (v)
    ₹594.00
Question 4
4.
In a Recurring Deposit Scheme, if principal = ₹1000.00 , maturity value = ₹6035.00 and number of terms is 6 months, the rate of interest per annum =
  • (i)
    1.00%
  • (ii)
    0.00%
  • (iii)
    2.00%
  • (iv)
    4.00%
  • (v)
    3.00%
Question 5
5.
    • The following are the details of the savings bank account of a person.
    • Calculate the interest up to the end of
    • September
    • 2025
    • , at
    • 3
    • % per annum
    • Date
      Particulars
      Debit
      Credit
      Balance
      26th Mar 2025
      By Balance
      -----
      -----
      ₹1000.00
      5th Apr 2025
      By Cash
      -----
      ₹4000.00
      ₹5000.00
      12th Apr 2025
      To Cheque
      ₹2000.00
      -----
      ₹3000.00
      1st May 2025
      To Cash
      ₹500.00
      -----
      ₹2500.00
      21st May 2025
      By Cash
      -----
      ₹750.00
      ₹3250.00
      31st May 2025
      To Self
      ₹563.00
      -----
      ₹2687.00
      25th Jun 2025
      To Self
      ₹844.00
      -----
      ₹1843.00
      27th Jul 2025
      To Cash
      ₹211.00
      -----
      ₹1632.00
      13th Aug 2025
      To Cheque
      ₹316.00
      -----
      ₹1316.00
      26th Aug 2025
      By Transfer
      -----
      ₹158.00
      ₹1474.00
      18th Sep 2025
      To Cash
      ₹119.00
      -----
      ₹1355.00
  • (i)
    ₹34.12
  • (ii)
    ₹24.12
  • (iii)
    ₹26.12
  • (iv)
    ₹29.12
  • (v)
    ₹32.12
Question 6
6.
A person deposited ₹1100.00 in a bank for 14 months under a Recurring Deposit Scheme. What will be the maturity value of his deposits, if the rate of interest is 6.00% per annum and interest is calculated at the end of each month.
  • (i)
    ₹17777.50
  • (ii)
    ₹14477.50
  • (iii)
    ₹15977.50
  • (iv)
    ₹17377.50
  • (v)
    ₹15777.50
Question 7
7.
In a Recurring Deposit Scheme, if maturity value = ₹54285.00 , rate of interest = 5.00% per annum and number of terms is 36 months, the principal =
  • (i)
    ₹1320.00
  • (ii)
    ₹1660.00
  • (iii)
    ₹1280.00
  • (iv)
    ₹1460.00
  • (v)
    ₹1400.00
Question 8
8.
In a Recurring Deposit Scheme, if maturity value = ₹22185.00 , rate of interest = 5.00% per annum and number of terms is 12 months, the principal =
  • (i)
    ₹1820.00
  • (ii)
    ₹1940.00
  • (iii)
    ₹1800.00
  • (iv)
    ₹1650.00
  • (v)
    ₹1670.00
Question 9
9.
    • The following are the details of the savings bank account of a person.
    • Calculate the rate of interest, if the interest at the end of
    • October
    • 2025
    • is
    • ₹993.50
    • Date
      Particulars
      Debit
      Credit
      Balance
      1st Apr 2025
      By Balance
      -----
      -----
      ₹1000.00
      11th Apr 2025
      By Clearing
      -----
      ₹15000.00
      ₹16000.00
      13th May 2025
      By Clearing
      -----
      ₹3750.00
      ₹19750.00
      24th May 2025
      By Cash
      -----
      ₹4688.00
      ₹24438.00
      28th Jun 2025
      By Clearing
      -----
      ₹11719.00
      ₹36157.00
      1st Jul 2025
      By Clearing
      -----
      ₹17579.00
      ₹53736.00
      26th Jul 2025
      To Self
      ₹13184.00
      -----
      ₹40552.00
      24th Aug 2025
      By Cheque
      -----
      ₹19776.00
      ₹60328.00
      26th Aug 2025
      By Cash
      -----
      ₹14832.00
      ₹75160.00
      15th Sep 2025
      To Cheque
      ₹37080.00
      -----
      ₹38080.00
      20th Oct 2025
      By Cash
      -----
      ₹9270.00
      ₹47350.00
  • (i)
    4.00%
  • (ii)
    5.00%
  • (iii)
    8.00%
  • (iv)
    7.00%
  • (v)
    6.00%
Question 10
10.
In a Recurring Deposit Scheme, if principal = ₹1300.00, rate of interest = 10.00% per annum and number of terms is 30 months, the maturity value =
  • (i)
    ₹45737.50
  • (ii)
    ₹45237.50
  • (iii)
    ₹44037.50
  • (iv)
    ₹42337.50
  • (v)
    ₹41437.50
Question 11
11.
A person deposited ₹1200.00 in a bank for 19 months under a Recurring Deposit Scheme. What will be the maturity value of his deposits, if the rate of interest is 4.00% per annum and interest is calculated at the end of each month.
  • (i)
    ₹25260.00
  • (ii)
    ₹22360.00
  • (iii)
    ₹23560.00
  • (iv)
    ₹22960.00
  • (v)
    ₹25860.00
Question 12
12.
    • The following are the details of the savings bank account of a person.
    • Calculate the interest up to the end of
    • October
    • 2025
    • , at
    • 4
    • % per annum
    • Date
      Particulars
      Debit
      Credit
      Balance
      25th Apr 2025
      By Balance
      -----
      -----
      ₹1000.00
      5th May 2025
      By Clearing
      -----
      ₹13000.00
      ₹14000.00
      23rd May 2025
      By Cash
      -----
      ₹3250.00
      ₹17250.00
      5th Jun 2025
      By Cash
      -----
      ₹8125.00
      ₹25375.00
      11th Jun 2025
      To Cash
      ₹6094.00
      -----
      ₹19281.00
      2nd Jul 2025
      To Cheque
      ₹4570.00
      -----
      ₹14711.00
      29th Jul 2025
      By Transfer
      -----
      ₹3428.00
      ₹18139.00
      26th Aug 2025
      To Cash
      ₹4285.00
      -----
      ₹13854.00
      17th Sep 2025
      By Cash
      -----
      ₹3214.00
      ₹17068.00
      29th Sep 2025
      To Cheque
      ₹8034.00
      -----
      ₹9034.00
      7th Oct 2025
      To Cheque
      ₹4017.00
      -----
      ₹5017.00
  • (i)
    ₹269.97
  • (ii)
    ₹252.97
  • (iii)
    ₹228.97
  • (iv)
    ₹240.97
Question 13
13.
    • The following are the details of the savings bank account of a person.
    • Calculate the rate of interest, if the interest at the end of
    • November
    • 2025
    • is
    • ₹398.45
    • Date
      Particulars
      Debit
      Credit
      Balance
      12th Apr 2025
      By Balance
      -----
      -----
      ₹1000.00
      22nd Apr 2025
      By Clearing
      -----
      ₹11000.00
      ₹12000.00
      1st Jun 2025
      By Cash
      -----
      ₹2750.00
      ₹14750.00
      11th Jul 2025
      By Clearing
      -----
      ₹6875.00
      ₹21625.00
      25th Jul 2025
      To Cheque
      ₹5156.00
      -----
      ₹16469.00
      27th Aug 2025
      To Self
      ₹7735.00
      -----
      ₹8734.00
      16th Sep 2025
      By Cheque
      -----
      ₹1934.00
      ₹10668.00
      13th Oct 2025
      By Cheque
      -----
      ₹2417.00
      ₹13085.00
      6th Nov 2025
      To Cheque
      ₹3021.00
      -----
      ₹10064.00
      13th Nov 2025
      By Cheque
      -----
      ₹4532.00
      ₹14596.00
      23rd Nov 2025
      To Self
      ₹3399.00
      -----
      ₹11197.00
  • (i)
    7.00%
  • (ii)
    8.00%
  • (iii)
    4.00%
  • (iv)
    6.00%
  • (v)
    5.00%
Question 14
14.
    • The following are the details of the savings bank account of a person.
    • Calculate the interest up to the end of
    • August
    • 2025
    • , at
    • 2
    • % per annum
    • Date
      Particulars
      Debit
      Credit
      Balance
      26th Mar 2025
      By Balance
      -----
      -----
      ₹1000.00
      5th Apr 2025
      By Clearing
      -----
      ₹8000.00
      ₹9000.00
      9th Apr 2025
      To Cheque
      ₹4000.00
      -----
      ₹5000.00
      20th Apr 2025
      By Cheque
      -----
      ₹2000.00
      ₹7000.00
      10th May 2025
      By Cheque
      -----
      ₹1500.00
      ₹8500.00
      28th May 2025
      By Cheque
      -----
      ₹1875.00
      ₹10375.00
      5th Jun 2025
      To Self
      ₹4688.00
      -----
      ₹5687.00
      24th Jun 2025
      By Clearing
      -----
      ₹1172.00
      ₹6859.00
      7th Jul 2025
      To Cash
      ₹2930.00
      -----
      ₹3929.00
      28th Jul 2025
      To Cash
      ₹1465.00
      -----
      ₹2464.00
      12th Aug 2025
      To Cheque
      ₹366.00
      -----
      ₹2098.00
  • (i)
    ₹39.58
  • (ii)
    ₹36.58
  • (iii)
    ₹34.58
  • (iv)
    ₹42.58
  • (v)
    ₹44.58
Question 15
15.
A person deposited ₹1200.00 in a bank for 30 months under a Recurring Deposit Scheme. What will be the maturity value of his deposits, if the rate of interest is 10.00% per annum and interest is calculated at the end of each month.
  • (i)
    ₹38850.00
  • (ii)
    ₹41050.00
  • (iii)
    ₹40650.00
  • (iv)
    ₹42350.00
  • (v)
    ₹39350.00
Question 16
16.
A person deposited ₹1100.00 in a bank for 12 months under a Recurring Deposit Scheme. If the person received ₹13915.00 at the time of maturity, find the rate of interest per annum.
  • (i)
    10.00%
  • (ii)
    5.00%
  • (iii)
    7.00%
  • (iv)
    13.00%
  • (v)
    15.00%
Question 17
17.
In a Recurring Deposit Scheme, if principal = ₹800.00 , rate of interest = 4.00% per annum and maturity value ₹20000.00, the number of months =
  • (i)
    29
  • (ii)
    24
  • (iii)
    27
  • (iv)
    19
  • (v)
    21
Question 18
18.
In a Recurring Deposit Scheme, if principal = ₹1200.00 , maturity value = ₹22455.00 and number of terms is 18 months, the rate of interest per annum =
  • (i)
    4.00%
  • (ii)
    5.00%
  • (iii)
    6.00%
  • (iv)
    7.00%
  • (v)
    3.00%
Question 19
19.
In a Recurring Deposit Scheme, if principal = ₹1100.00, rate of interest = 5.00% per annum and number of terms is 6 months, the maturity value =
  • (i)
    ₹6456.25
  • (ii)
    ₹6696.25
  • (iii)
    ₹6566.25
  • (iv)
    ₹6916.25
  • (v)
    ₹6726.25
Question 20
20.
A person deposited ₹1000.00 in a bank for 26 months under a Recurring Deposit Scheme. If the person received ₹28340.00 at the time of maturity, find the rate of interest per annum.
  • (i)
    7.00%
  • (ii)
    10.00%
  • (iii)
    6.00%
  • (iv)
    8.00%
  • (v)
    9.00%
Question 21
21.
In a Recurring Deposit Scheme, if principal = ₹1000.00 , maturity value = ₹18855.00 and number of terms is 18 months, the rate of interest per annum =
  • (i)
    4.00%
  • (ii)
    6.00%
  • (iii)
    5.00%
  • (iv)
    7.00%
  • (v)
    8.00%
Question 22
22.
A person deposits ₹1800.00 per month under a Recurring Deposit Scheme, interest being calculated at the end of each month. If the rate of interest is 8.00% per annum and the person gets ₹48900.00 at the time of maturity, find the number of months for which the account was held.
  • (i)
    22
  • (ii)
    25
  • (iii)
    30
  • (iv)
    28
  • (v)
    20
Question 23
23.
A person deposits in a Recurring Deposit account for 16 months. If the rate of interest is 7.00% per annum and the bank pays ₹20152.00 on maturity, find how much he deposited each month
  • (i)
    ₹1330.00
  • (ii)
    ₹1200.00
  • (iii)
    ₹980.00
  • (iv)
    ₹1340.00
  • (v)
    ₹1020.00
Question 24
24.
In a Recurring Deposit Scheme, if principal = ₹1800.00 , rate of interest = 3.00% per annum and maturity value ₹21951.00, the number of months =
  • (i)
    12
  • (ii)
    9
  • (iii)
    7
  • (iv)
    17
  • (v)
    15
Question 25
25.
    • The following are the details of the savings bank account of a person.
    • Calculate the rate of interest, if the interest at the end of
    • October
    • 2025
    • is
    • ₹102.15
    • Date
      Particulars
      Debit
      Credit
      Balance
      25th Mar 2025
      By Balance
      -----
      -----
      ₹1000.00
      4th Apr 2025
      By Cheque
      -----
      ₹4000.00
      ₹5000.00
      28th Apr 2025
      By Transfer
      -----
      ₹1000.00
      ₹6000.00
      14th May 2025
      To Self
      ₹2500.00
      -----
      ₹3500.00
      17th May 2025
      By Clearing
      -----
      ₹625.00
      ₹4125.00
      15th Jun 2025
      To Self
      ₹781.00
      -----
      ₹3344.00
      2nd Jul 2025
      By Clearing
      -----
      ₹586.00
      ₹3930.00
      19th Jul 2025
      To Self
      ₹1465.00
      -----
      ₹2465.00
      25th Aug 2025
      By Transfer
      -----
      ₹733.00
      ₹3198.00
      14th Sep 2025
      To Cash
      ₹1099.00
      -----
      ₹2099.00
      18th Oct 2025
      To Cash
      ₹550.00
      -----
      ₹1549.00
  • (i)
    8.00%
  • (ii)
    7.00%
  • (iii)
    4.00%
  • (iv)
    6.00%
  • (v)
    5.00%
    Assignment Key
  •  1) (i)
  •  2) (ii)
  •  3) (iv)
  •  4) (iii)
  •  5) (iv)
  •  6) (iii)
  •  7) (v)
  •  8) (iii)
  •  9) (v)
  •  10) (iii)
  •  11) (iii)
  •  12) (ii)
  •  13) (iv)
  •  14) (i)
  •  15) (iii)
  •  16) (i)
  •  17) (ii)
  •  18) (ii)
  •  19) (ii)
  •  20) (iv)
  •  21) (ii)
  •  22) (ii)
  •  23) (ii)
  •  24) (i)
  •  25) (iv)