EduSahara™ Worksheet
Name : Chapter Based Worksheet
Chapter : Banking
Grade : ICSE Grade X
License : Non Commercial Use
Question 1
1.
A person deposited ₹1800.00 in a bank for 13 months under a Recurring Deposit Scheme. If the person received ₹24082.50 at the time of maturity, find the rate of interest per annum.
  • (i)
    3.00%
  • (ii)
    4.00%
  • (iii)
    6.00%
  • (iv)
    7.00%
  • (v)
    5.00%
Question 2
2.
In a Recurring Deposit Scheme, if principal = ₹1400.00 , maturity value = ₹34300.00 and number of terms is 24 months, the rate of interest per annum =
  • (i)
    3.00%
  • (ii)
    4.00%
  • (iii)
    2.00%
  • (iv)
    0.00%
  • (v)
    1.00%
Question 3
3.
In a Recurring Deposit Scheme, if principal = ₹700.00 , rate of interest = 6.00% per annum and maturity value ₹13198.50, the number of months =
  • (i)
    23
  • (ii)
    15
  • (iii)
    18
  • (iv)
    13
  • (v)
    21
Question 4
4.
    • The following are the details of the savings bank account of a person.
    • Calculate the rate of interest, if the interest at the end of
    • June
    • 2025
    • is
    • ₹48.50
    • Date
      Particulars
      Debit
      Credit
      Balance
      27th Dec 2024
      By Balance
      -----
      -----
      ₹1000.00
      6th Jan 2025
      By Clearing
      -----
      ₹2000.00
      ₹3000.00
      9th Feb 2025
      To Cheque
      ₹500.00
      -----
      ₹2500.00
      7th Mar 2025
      To Self
      ₹750.00
      -----
      ₹1750.00
      21st Mar 2025
      By Cash
      -----
      ₹375.00
      ₹2125.00
      8th Apr 2025
      By Cheque
      -----
      ₹281.00
      ₹2406.00
      20th Apr 2025
      By Transfer
      -----
      ₹352.00
      ₹2758.00
      4th May 2025
      By Cash
      -----
      ₹440.00
      ₹3198.00
      20th May 2025
      To Self
      ₹550.00
      -----
      ₹2648.00
      3rd Jun 2025
      By Clearing
      -----
      ₹824.00
      ₹3472.00
      24th Jun 2025
      To Cheque
      ₹1236.00
      -----
      ₹2236.00
  • (i)
    2.00%
  • (ii)
    4.00%
  • (iii)
    6.00%
  • (iv)
    5.00%
  • (v)
    3.00%
Question 5
5.
A person deposited ₹1000.00 in a bank for 25 months under a Recurring Deposit Scheme. What will be the maturity value of his deposits, if the rate of interest is 4.00% per annum and interest is calculated at the end of each month.
  • (i)
    ₹26383.33
  • (ii)
    ₹26083.33
  • (iii)
    ₹25883.33
  • (iv)
    ₹28383.33
  • (v)
    ₹23583.33
Question 6
6.
    • The following are the details of the savings bank account of a person.
    • Calculate the rate of interest, if the interest at the end of
    • July
    • 2025
    • is
    • ₹91.72
    • Date
      Particulars
      Debit
      Credit
      Balance
      22nd Dec 2024
      By Balance
      -----
      -----
      ₹1000.00
      1st Jan 2025
      By Clearing
      -----
      ₹12000.00
      ₹13000.00
      14th Jan 2025
      To Self
      ₹6000.00
      -----
      ₹7000.00
      20th Feb 2025
      By Clearing
      -----
      ₹1500.00
      ₹8500.00
      24th Mar 2025
      To Self
      ₹1875.00
      -----
      ₹6625.00
      20th Apr 2025
      To Cheque
      ₹1406.00
      -----
      ₹5219.00
      28th Apr 2025
      By Transfer
      -----
      ₹1055.00
      ₹6274.00
      12th May 2025
      To Self
      ₹2637.00
      -----
      ₹3637.00
      19th May 2025
      By Clearing
      -----
      ₹1319.00
      ₹4956.00
      28th Jun 2025
      To Cash
      ₹989.00
      -----
      ₹3967.00
      16th Jul 2025
      To Self
      ₹742.00
      -----
      ₹3225.00
  • (i)
    1.00%
  • (ii)
    4.00%
  • (iii)
    2.00%
  • (iv)
    3.00%
  • (v)
    5.00%
Question 7
7.
In a Recurring Deposit Scheme, if principal = ₹1000.00 , rate of interest = 4.00% per annum and maturity value ₹31550.00, the number of months =
  • (i)
    33
  • (ii)
    25
  • (iii)
    30
  • (iv)
    27
  • (v)
    35
Question 8
8.
A person deposited ₹500.00 in a bank for 22 months under a Recurring Deposit Scheme. If the person received ₹11632.50 at the time of maturity, find the rate of interest per annum.
  • (i)
    7.00%
  • (ii)
    6.00%
  • (iii)
    8.00%
  • (iv)
    5.00%
  • (v)
    4.00%
Question 9
9.
A person deposited ₹1800.00 in a bank for 18 months under a Recurring Deposit Scheme. If the person received ₹34708.50 at the time of maturity, find the rate of interest per annum.
  • (i)
    9.00%
  • (ii)
    10.00%
  • (iii)
    7.00%
  • (iv)
    11.00%
  • (v)
    8.00%
Question 10
10.
    • The following are the details of the savings bank account of a person.
    • Calculate the interest up to the end of
    • July
    • 2025
    • , at
    • 2
    • % per annum
    • Date
      Particulars
      Debit
      Credit
      Balance
      6th Jan 2025
      By Balance
      -----
      -----
      ₹1000.00
      16th Jan 2025
      By Cash
      -----
      ₹7000.00
      ₹8000.00
      21st Feb 2025
      To Cash
      ₹1750.00
      -----
      ₹6250.00
      3rd Mar 2025
      By Cheque
      -----
      ₹2625.00
      ₹8875.00
      6th Mar 2025
      By Cash
      -----
      ₹1969.00
      ₹10844.00
      13th Mar 2025
      To Cheque
      ₹2461.00
      -----
      ₹8383.00
      12th Apr 2025
      By Cheque
      -----
      ₹1846.00
      ₹10229.00
      21st May 2025
      By Cheque
      -----
      ₹2307.00
      ₹12536.00
      14th Jun 2025
      By Cheque
      -----
      ₹2884.00
      ₹15420.00
      20th Jun 2025
      By Transfer
      -----
      ₹7210.00
      ₹22630.00
      15th Jul 2025
      By Cash
      -----
      ₹10815.00
      ₹33445.00
  • (i)
    ₹115.68
  • (ii)
    ₹91.68
  • (iii)
    ₹111.68
  • (iv)
    ₹127.68
  • (v)
    ₹130.68
Question 11
11.
    • The following are the details of the savings bank account of a person.
    • Calculate the interest up to the end of
    • May
    • 2025
    • , at
    • 6
    • % per annum
    • Date
      Particulars
      Debit
      Credit
      Balance
      22nd Dec 2024
      By Balance
      -----
      -----
      ₹1000.00
      1st Jan 2025
      By Clearing
      -----
      ₹8000.00
      ₹9000.00
      3rd Jan 2025
      By Clearing
      -----
      ₹4000.00
      ₹13000.00
      21st Jan 2025
      By Clearing
      -----
      ₹6000.00
      ₹19000.00
      31st Jan 2025
      To Self
      ₹9000.00
      -----
      ₹10000.00
      6th Feb 2025
      To Self
      ₹2250.00
      -----
      ₹7750.00
      8th Mar 2025
      By Cash
      -----
      ₹3375.00
      ₹11125.00
      19th Mar 2025
      By Cheque
      -----
      ₹5063.00
      ₹16188.00
      26th Mar 2025
      By Cheque
      -----
      ₹3797.00
      ₹19985.00
      24th Apr 2025
      By Clearing
      -----
      ₹4746.00
      ₹24731.00
      17th May 2025
      To Cheque
      ₹5933.00
      -----
      ₹18798.00
  • (i)
    ₹323.35
  • (ii)
    ₹321.35
  • (iii)
    ₹340.35
  • (iv)
    ₹338.35
  • (v)
    ₹360.35
Question 12
12.
In a Recurring Deposit Scheme, if principal = ₹800.00 , maturity value = ₹20200.00 and number of terms is 24 months, the rate of interest per annum =
  • (i)
    3.00%
  • (ii)
    5.00%
  • (iii)
    7.00%
  • (iv)
    6.00%
  • (v)
    4.00%
Question 13
13.
In a Recurring Deposit Scheme, if principal = ₹1600.00 , maturity value = ₹53580.00 and number of terms is 30 months, the rate of interest per annum =
  • (i)
    8.00%
  • (ii)
    9.00%
  • (iii)
    10.00%
  • (iv)
    7.00%
  • (v)
    11.00%
Question 14
14.
A person deposits in a Recurring Deposit account for 26 months. If the rate of interest is 5.00% per annum and the bank pays ₹27462.50 on maturity, find how much he deposited each month
  • (i)
    ₹1180.00
  • (ii)
    ₹1150.00
  • (iii)
    ₹940.00
  • (iv)
    ₹1000.00
  • (v)
    ₹730.00
Question 15
15.
A person deposits ₹1900.00 per month under a Recurring Deposit Scheme, interest being calculated at the end of each month. If the rate of interest is 6.00% per annum and the person gets ₹61417.50 at the time of maturity, find the number of months for which the account was held.
  • (i)
    33
  • (ii)
    25
  • (iii)
    30
  • (iv)
    35
  • (v)
    27
Question 16
16.
A person deposits ₹1600.00 per month under a Recurring Deposit Scheme, interest being calculated at the end of each month. If the rate of interest is 3.00% per annum and the person gets ₹41300.00 at the time of maturity, find the number of months for which the account was held.
  • (i)
    25
  • (ii)
    30
  • (iii)
    22
  • (iv)
    28
  • (v)
    20
Question 17
17.
In a Recurring Deposit Scheme, if principal = ₹900.00 , rate of interest = 4.00% per annum and maturity value ₹5463.00, the number of months =
  • (i)
    6
  • (ii)
    7
  • (iii)
    5
  • (iv)
    4
  • (v)
    8
Question 18
18.
A person deposits in a Recurring Deposit account for 11 months. If the rate of interest is 2.00% per annum and the bank pays ₹17776.00 on maturity, find how much he deposited each month
  • (i)
    ₹1660.00
  • (ii)
    ₹1470.00
  • (iii)
    ₹1330.00
  • (iv)
    ₹1600.00
  • (v)
    ₹1850.00
Question 19
19.
A person deposited ₹800.00 in a bank for 19 months under a Recurring Deposit Scheme. What will be the maturity value of his deposits, if the rate of interest is 9.00% per annum and interest is calculated at the end of each month.
  • (i)
    ₹17640.00
  • (ii)
    ₹15040.00
  • (iii)
    ₹16740.00
  • (iv)
    ₹16340.00
  • (v)
    ₹14840.00
Question 20
20.
A person deposited ₹2000.00 in a bank for 12 months under a Recurring Deposit Scheme. What will be the maturity value of his deposits, if the rate of interest is 10.00% per annum and interest is calculated at the end of each month.
  • (i)
    ₹27500.00
  • (ii)
    ₹23700.00
  • (iii)
    ₹25300.00
  • (iv)
    ₹23000.00
  • (v)
    ₹26800.00
Question 21
21.
In a Recurring Deposit Scheme, if principal = ₹1000.00, rate of interest = 9.00% per annum and number of terms is 18 months, the maturity value =
  • (i)
    ₹17482.50
  • (ii)
    ₹19282.50
  • (iii)
    ₹20982.50
Question 22
22.
In a Recurring Deposit Scheme, if maturity value = ₹7395.00 , rate of interest = 5.00% per annum and number of terms is 12 months, the principal =
  • (i)
    ₹605.00
  • (ii)
    ₹596.00
  • (iii)
    ₹600.00
  • (iv)
    ₹618.00
  • (v)
    ₹587.00
Question 23
23.
In a Recurring Deposit Scheme, if principal = ₹700.00, rate of interest = 8.00% per annum and number of terms is 12 months, the maturity value =
  • (i)
    ₹8944.00
  • (ii)
    ₹8544.00
  • (iii)
    ₹8924.00
  • (iv)
    ₹8594.00
  • (v)
    ₹8764.00
Question 24
24.
In a Recurring Deposit Scheme, if maturity value = ₹22653.00 , rate of interest = 9.00% per annum and number of terms is 12 months, the principal =
  • (i)
    ₹1540.00
  • (ii)
    ₹1930.00
  • (iii)
    ₹1670.00
  • (iv)
    ₹1800.00
  • (v)
    ₹1940.00
Question 25
25.
    • The following are the details of the savings bank account of a person.
    • Calculate the rate of interest, if the interest at the end of
    • October
    • 2025
    • is
    • ₹75.88
    • Date
      Particulars
      Debit
      Credit
      Balance
      29th Dec 2024
      By Balance
      -----
      -----
      ₹1000.00
      8th Jan 2025
      By Cash
      -----
      ₹8000.00
      ₹9000.00
      2nd Feb 2025
      To Cheque
      ₹4000.00
      -----
      ₹5000.00
      12th Mar 2025
      To Self
      ₹2000.00
      -----
      ₹3000.00
      5th Apr 2025
      To Cash
      ₹500.00
      -----
      ₹2500.00
      4th May 2025
      By Cheque
      -----
      ₹375.00
      ₹2875.00
      7th Jun 2025
      To Self
      ₹938.00
      -----
      ₹1937.00
      1st Jul 2025
      To Cheque
      ₹234.00
      -----
      ₹1703.00
      8th Aug 2025
      To Cheque
      ₹176.00
      -----
      ₹1527.00
      9th Sep 2025
      To Cash
      ₹132.00
      -----
      ₹1395.00
      11th Oct 2025
      By Clearing
      -----
      ₹99.00
      ₹1494.00
  • (i)
    3.00%
  • (ii)
    1.00%
  • (iii)
    2.00%
  • (iv)
    4.00%
  • (v)
    5.00%
    Assignment Key
  •  1) (v)
  •  2) (iii)
  •  3) (iii)
  •  4) (ii)
  •  5) (ii)
  •  6) (iv)
  •  7) (iii)
  •  8) (ii)
  •  9) (i)
  •  10) (i)
  •  11) (iv)
  •  12) (ii)
  •  13) (ii)
  •  14) (iv)
  •  15) (iii)
  •  16) (i)
  •  17) (i)
  •  18) (iv)
  •  19) (iv)
  •  20) (iii)
  •  21) (ii)
  •  22) (iii)
  •  23) (v)
  •  24) (iv)
  •  25) (i)