EduSahara™ Worksheet
Name : Chapter Based Worksheet
Chapter : Banking
Grade : ICSE Grade X
License : Non Commercial Use
Question 1
1.
In a Recurring Deposit Scheme, if principal = ₹600.00, rate of interest = 3.00% per annum and number of terms is 6 months, the maturity value =
  • (i)
    ₹3881.50
  • (ii)
    ₹3471.50
  • (iii)
    ₹3451.50
  • (iv)
    ₹3671.50
  • (v)
    ₹3631.50
Question 2
2.
A person deposits in a Recurring Deposit account for 28 months. If the rate of interest is 3.00% per annum and the bank pays ₹34818.00 on maturity, find how much he deposited each month
  • (i)
    ₹1260.00
  • (ii)
    ₹1470.00
  • (iii)
    ₹1020.00
  • (iv)
    ₹1200.00
Question 3
3.
In a Recurring Deposit Scheme, if principal = ₹2000.00 , maturity value = ₹25170.00 and number of terms is 12 months, the rate of interest per annum =
  • (i)
    8.00%
  • (ii)
    7.00%
  • (iii)
    9.00%
  • (iv)
    10.00%
  • (v)
    11.00%
Question 4
4.
A person deposits in a Recurring Deposit account for 27 months. If the rate of interest is 2.00% per annum and the bank pays ₹44208.00 on maturity, find how much he deposited each month
  • (i)
    ₹1720.00
  • (ii)
    ₹1340.00
  • (iii)
    ₹1830.00
  • (iv)
    ₹1570.00
  • (v)
    ₹1600.00
Question 5
5.
In a Recurring Deposit Scheme, if maturity value = ₹17325.00 , rate of interest = 3.00% per annum and number of terms is 24 months, the principal =
  • (i)
    ₹700.00
  • (ii)
    ₹686.00
  • (iii)
    ₹698.00
  • (iv)
    ₹724.00
  • (v)
    ₹715.00
Question 6
6.
In a Recurring Deposit Scheme, if principal = ₹1100.00 , maturity value = ₹6792.50 and number of terms is 6 months, the rate of interest per annum =
  • (i)
    13.00%
  • (ii)
    10.00%
  • (iii)
    7.00%
  • (iv)
    15.00%
  • (v)
    5.00%
Question 7
7.
In a Recurring Deposit Scheme, if principal = ₹1300.00 , rate of interest = 10.00% per annum and maturity value ₹44037.50, the number of months =
  • (i)
    33
  • (ii)
    25
  • (iii)
    35
  • (iv)
    27
  • (v)
    30
Question 8
8.
    • The following are the details of the savings bank account of a person.
    • Calculate the interest up to the end of
    • June
    • 2026
    • , at
    • 2
    • % per annum
    • Date
      Particulars
      Debit
      Credit
      Balance
      12th Oct 2025
      By Balance
      -----
      -----
      ₹1000.00
      22nd Oct 2025
      By Cash
      -----
      ₹2000.00
      ₹3000.00
      26th Nov 2025
      By Clearing
      -----
      ₹1000.00
      ₹4000.00
      25th Dec 2025
      By Cheque
      -----
      ₹750.00
      ₹4750.00
      31st Jan 2026
      By Cheque
      -----
      ₹1875.00
      ₹6625.00
      2nd Mar 2026
      By Cash
      -----
      ₹1406.00
      ₹8031.00
      21st Mar 2026
      To Cheque
      ₹3516.00
      -----
      ₹4515.00
      31st Mar 2026
      By Cheque
      -----
      ₹1758.00
      ₹6273.00
      3rd May 2026
      To Self
      ₹1318.00
      -----
      ₹4955.00
      22nd May 2026
      By Cheque
      -----
      ₹989.00
      ₹5944.00
      21st Jun 2026
      By Transfer
      -----
      ₹1236.00
      ₹7180.00
  • (i)
    ₹61.78
  • (ii)
    ₹69.78
  • (iii)
    ₹71.78
  • (iv)
    ₹66.78
  • (v)
    ₹63.78
Question 9
9.
A person deposited ₹1600.00 in a bank for 21 months under a Recurring Deposit Scheme. What will be the maturity value of his deposits, if the rate of interest is 10.00% per annum and interest is calculated at the end of each month.
  • (i)
    ₹37480.00
  • (ii)
    ₹36080.00
  • (iii)
    ₹36680.00
  • (iv)
    ₹33980.00
  • (v)
    ₹39180.00
Question 10
10.
In a Recurring Deposit Scheme, if maturity value = ₹29441.25 , rate of interest = 7.00% per annum and number of terms is 30 months, the principal =
  • (i)
    ₹913.00
  • (ii)
    ₹900.00
  • (iii)
    ₹876.00
  • (iv)
    ₹915.00
  • (v)
    ₹897.00
Question 11
11.
    • The following are the details of the savings bank account of a person.
    • Calculate the interest up to the end of
    • March
    • 2026
    • , at
    • 5
    • % per annum
    • Date
      Particulars
      Debit
      Credit
      Balance
      1st Oct 2025
      By Balance
      -----
      -----
      ₹1000.00
      11th Oct 2025
      By Cheque
      -----
      ₹12000.00
      ₹13000.00
      24th Oct 2025
      By Clearing
      -----
      ₹3000.00
      ₹16000.00
      1st Nov 2025
      To Cash
      ₹7500.00
      -----
      ₹8500.00
      11th Nov 2025
      By Cash
      -----
      ₹3750.00
      ₹12250.00
      22nd Nov 2025
      To Cash
      ₹5625.00
      -----
      ₹6625.00
      16th Dec 2025
      By Transfer
      -----
      ₹1406.00
      ₹8031.00
      15th Jan 2026
      To Cash
      ₹1758.00
      -----
      ₹6273.00
      6th Feb 2026
      By Clearing
      -----
      ₹1318.00
      ₹7591.00
      23rd Feb 2026
      By Clearing
      -----
      ₹3296.00
      ₹10887.00
      10th Mar 2026
      By Cheque
      -----
      ₹2472.00
      ₹13359.00
  • (i)
    ₹172.83
  • (ii)
    ₹156.83
  • (iii)
    ₹198.83
  • (iv)
    ₹184.83
  • (v)
    ₹155.83
Question 12
12.
    • The following are the details of the savings bank account of a person.
    • Calculate the interest up to the end of
    • April
    • 2026
    • , at
    • 4
    • % per annum
    • Date
      Particulars
      Debit
      Credit
      Balance
      24th Sep 2025
      By Balance
      -----
      -----
      ₹1000.00
      4th Oct 2025
      By Transfer
      -----
      ₹14000.00
      ₹15000.00
      30th Oct 2025
      By Transfer
      -----
      ₹3500.00
      ₹18500.00
      14th Nov 2025
      By Cheque
      -----
      ₹4375.00
      ₹22875.00
      27th Nov 2025
      To Cheque
      ₹10938.00
      -----
      ₹11937.00
      4th Jan 2026
      To Cheque
      ₹2734.00
      -----
      ₹9203.00
      22nd Jan 2026
      By Cash
      -----
      ₹4102.00
      ₹13305.00
      16th Feb 2026
      By Cash
      -----
      ₹6153.00
      ₹19458.00
      24th Feb 2026
      By Cheque
      -----
      ₹4615.00
      ₹24073.00
      4th Mar 2026
      By Transfer
      -----
      ₹5768.00
      ₹29841.00
      7th Apr 2026
      To Cheque
      ₹7210.00
      -----
      ₹22631.00
  • (i)
    ₹351.53
  • (ii)
    ₹394.53
  • (iii)
    ₹362.53
  • (iv)
    ₹403.53
  • (v)
    ₹379.53
Question 13
13.
In a Recurring Deposit Scheme, if principal = ₹700.00 , rate of interest = 5.00% per annum and maturity value ₹13098.75, the number of months =
  • (i)
    23
  • (ii)
    18
  • (iii)
    21
  • (iv)
    13
  • (v)
    15
Question 14
14.
A person deposits ₹2000.00 per month under a Recurring Deposit Scheme, interest being calculated at the end of each month. If the rate of interest is 3.00% per annum and the person gets ₹62325.00 at the time of maturity, find the number of months for which the account was held.
  • (i)
    30
  • (ii)
    33
  • (iii)
    35
  • (iv)
    25
  • (v)
    27
Question 15
15.
A person deposited ₹1100.00 in a bank for 24 months under a Recurring Deposit Scheme. If the person received ₹28050.00 at the time of maturity, find the rate of interest per annum.
  • (i)
    8.00%
  • (ii)
    6.00%
  • (iii)
    7.00%
  • (iv)
    5.00%
  • (v)
    4.00%
Question 16
16.
In a Recurring Deposit Scheme, if principal = ₹1300.00 , rate of interest = 8.00% per annum and maturity value ₹24882.00, the number of months =
  • (i)
    15
  • (ii)
    13
  • (iii)
    23
  • (iv)
    18
  • (v)
    21
Question 17
17.
    • The following are the details of the savings bank account of a person.
    • Calculate the rate of interest, if the interest at the end of
    • July
    • 2026
    • is
    • ₹37.42
    • Date
      Particulars
      Debit
      Credit
      Balance
      15th Oct 2025
      By Balance
      -----
      -----
      ₹1000.00
      25th Oct 2025
      By Transfer
      -----
      ₹3000.00
      ₹4000.00
      21st Nov 2025
      To Cheque
      ₹1500.00
      -----
      ₹2500.00
      10th Dec 2025
      To Self
      ₹375.00
      -----
      ₹2125.00
      19th Jan 2026
      By Transfer
      -----
      ₹563.00
      ₹2688.00
      10th Feb 2026
      To Cash
      ₹844.00
      -----
      ₹1844.00
      20th Mar 2026
      To Cheque
      ₹211.00
      -----
      ₹1633.00
      29th Apr 2026
      To Cheque
      ₹317.00
      -----
      ₹1316.00
      22nd May 2026
      To Cash
      ₹158.00
      -----
      ₹1158.00
      25th Jun 2026
      By Cheque
      -----
      ₹40.00
      ₹1198.00
      6th Jul 2026
      To Cheque
      ₹99.00
      -----
      ₹1099.00
  • (i)
    4.00%
  • (ii)
    2.00%
  • (iii)
    5.00%
  • (iv)
    1.00%
  • (v)
    3.00%
Question 18
18.
    • The following are the details of the savings bank account of a person.
    • Calculate the rate of interest, if the interest at the end of
    • April
    • 2026
    • is
    • ₹390.95
    • Date
      Particulars
      Debit
      Credit
      Balance
      16th Oct 2025
      By Balance
      -----
      -----
      ₹1000.00
      26th Oct 2025
      By Cash
      -----
      ₹10000.00
      ₹11000.00
      28th Oct 2025
      To Self
      ₹2500.00
      -----
      ₹8500.00
      19th Nov 2025
      By Transfer
      -----
      ₹3750.00
      ₹12250.00
      27th Dec 2025
      By Cheque
      -----
      ₹2813.00
      ₹15063.00
      5th Jan 2026
      By Transfer
      -----
      ₹7032.00
      ₹22095.00
      7th Feb 2026
      By Transfer
      -----
      ₹5274.00
      ₹27369.00
      28th Feb 2026
      To Cheque
      ₹13185.00
      -----
      ₹14184.00
      7th Mar 2026
      To Cheque
      ₹3296.00
      -----
      ₹10888.00
      2nd Apr 2026
      By Transfer
      -----
      ₹2472.00
      ₹13360.00
      22nd Apr 2026
      To Cash
      ₹3090.00
      -----
      ₹10270.00
  • (i)
    8.00%
  • (ii)
    6.00%
  • (iii)
    4.00%
  • (iv)
    7.00%
  • (v)
    5.00%
Question 19
19.
A person deposited ₹1000.00 in a bank for 18 months under a Recurring Deposit Scheme. What will be the maturity value of his deposits, if the rate of interest is 2.00% per annum and interest is calculated at the end of each month.
  • (i)
    ₹19785.00
  • (ii)
    ₹19485.00
  • (iii)
    ₹16485.00
  • (iv)
    ₹16985.00
  • (v)
    ₹18285.00
Question 20
20.
A person deposited ₹1900.00 in a bank for 22 months under a Recurring Deposit Scheme. If the person received ₹44203.50 at the time of maturity, find the rate of interest per annum.
  • (i)
    7.00%
  • (ii)
    8.00%
  • (iii)
    4.00%
  • (iv)
    5.00%
  • (v)
    6.00%
Question 21
21.
In a Recurring Deposit Scheme, if principal = ₹1600.00, rate of interest = 3.00% per annum and number of terms is 24 months, the maturity value =
  • (i)
    ₹38300.00
  • (ii)
    ₹41000.00
  • (iii)
    ₹38400.00
  • (iv)
    ₹39600.00
  • (v)
    ₹40900.00
Question 22
22.
In a Recurring Deposit Scheme, if maturity value = ₹36570.00 , rate of interest = 2.00% per annum and number of terms is 18 months, the principal =
  • (i)
    ₹2240.00
  • (ii)
    ₹1770.00
  • (iii)
    ₹2050.00
  • (iv)
    ₹2000.00
  • (v)
    ₹1980.00
Question 23
23.
In a Recurring Deposit Scheme, if principal = ₹1700.00, rate of interest = 4.00% per annum and number of terms is 12 months, the maturity value =
  • (i)
    ₹22042.00
  • (ii)
    ₹20542.00
  • (iii)
    ₹19142.00
  • (iv)
    ₹20842.00
  • (v)
    ₹22342.00
Question 24
24.
A person deposits ₹700.00 per month under a Recurring Deposit Scheme, interest being calculated at the end of each month. If the rate of interest is 10.00% per annum and the person gets ₹12792.50 at the time of maturity, find the number of months for which the account was held.
  • (i)
    14
  • (ii)
    22
  • (iii)
    17
  • (iv)
    20
  • (v)
    12
Question 25
25.
A person deposited ₹700.00 in a bank for 17 months under a Recurring Deposit Scheme. If the person received ₹12524.75 at the time of maturity, find the rate of interest per annum.
  • (i)
    8.00%
  • (ii)
    7.00%
  • (iii)
    9.00%
  • (iv)
    6.00%
  • (v)
    5.00%
    Assignment Key
  •  1) (v)
  •  2) (iv)
  •  3) (iii)
  •  4) (v)
  •  5) (i)
  •  6) (ii)
  •  7) (v)
  •  8) (iv)
  •  9) (iii)
  •  10) (ii)
  •  11) (i)
  •  12) (v)
  •  13) (ii)
  •  14) (i)
  •  15) (ii)
  •  16) (iv)
  •  17) (v)
  •  18) (ii)
  •  19) (v)
  •  20) (v)
  •  21) (iv)
  •  22) (iv)
  •  23) (iv)
  •  24) (iii)
  •  25) (ii)